Wrongful termination, discrimination, harassment, retaliation — your general liability policy pays none of it. EPLI does. Get your real premium in seconds, with free HR training and a hotline built right in.
Any one of these can cost six figures to defend — win or lose. EPLI pays the lawyers and the settlement so a single complaint doesn't become your problem.
A fired employee claims the dismissal broke the law or an implied contract.
Age, race, gender, disability, religion, pregnancy, gender identity, veteran status, and more.
Hostile work environment and sexual harassment claims — including electronic and third-party.
The fastest-growing category — claims an employee was punished for complaining.
This isn't bare-bones EPLI. The program bundles real risk-management tools and brand-new 2026 protections most policies make you pay extra for — or don't offer at all.
Unlimited calls to trained HR pros for any employment issue. Free for policyholders.
Online harassment-prevention training that meets California's 1hr / 2hr supervisor mandate — included.
$150,000 sublimit for immigration-related defense costs — added for 2026.
$150,000 sublimit covering workplace violence events — new this year.
Covers claims from customers and vendors, including disability-access discrimination.
New accounts with no current coverage are bound retroactive to inception — no gap.
Employers with 5+ employees must provide 1 hour of training to staff and 2 hours to supervisors, every two years. The program's HR Pilot® training meets and exceeds that — at no extra cost — so coverage and compliance arrive together.
Built on the actual 2026 program rate sheet — including California taxes, fees, and your deductible. No email wall to see the number.
Six quick inputs. Real rates. A bindable quote follows.
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Your completed, signed EPLI application is on its way to us — and a copy is in your inbox. We'll review it and get you a bindable quote, often the same business day.