EPLI appetite
Excellent for small businesses, non-profits, and Main Street employers — the classes that want broad coverage, quick issuance, and top-tier financial backing without mid-market complexity.
Small businessNon-profitMain StreetQuick issueBroad form
What they write
EPLI
Broad small-business employment-practices form.
Management liability
Private / non-profit D&O / EPL / fiduciary.
Third-party coverage
Customer and vendor claims included where applicable.
Quick issuance
Fast turnaround for eligible classes.
Why we place EPLI here
USLI pairs the highest AM Best rating (A++) with genuine small-business appetite and speed — which is exactly what most of our employers need. It is one of our go-to homes for clean, smaller risks.
Common questions
How strong is USLI?
USLI carries an A++ (Superior) AM Best rating — the highest tier — and is a member of the Berkshire Hathaway family of insurance companies.
Is USLI good for small business?
Yes — small business is its specialty, with broad EPLI forms and fast issuance for Main Street employers.
Sources · AM Best, affirmed Aug 2025
Financial-strength ratings are AM Best opinions current as of the date shown and are not a guarantee of coverage or claims-paying ability. We confirm the issuing company and its current rating on every placement.